There is a lot happening in the Florida legislature regarding various types of insurance reform bills, specifically homeowners and auto insurance. Here are a few articles to help you keep up to date on the happenings. Florida Insurance Commissioner: ‘This Is Year for PIP Reform’ Citizens reform passes Florida House Opinion column: We must rid fraud from PIP system
As we have noted in previous blogs, there are lots of changes coming to Florida auto insurance industry. To help you sort it all out, we are providing you a few links that will explain what is going on in Tallahassee and what it means to you. Reform auto insurance, but don’t create crisis (Orlando Sentinel) Legislation puts Florida’s no-fault auto insurance fraud on ropes (Bradenton Herald) Hospitals could stymie PIP Fraud (South Florida Sun Sentinel) PIP insurance fraud explained (Miami Herald) Workable Solutions for Florida’s Challenging Insurance Problems (The James Madison Institute) One thing we know for sure, change is coming and … Read Full Post
This holiday season, many people will receive jewelry as a gift. If you fall in this category, it would be smart to speak to your insurance agent about an personal artifacts policy. This type of policy allows you to individual insure a piece of jewelry and carries a separate deductible from your homeowners insurance policy. The policies are very reasonable in price and provide great piece of mind as you enjoy your gift from a loved one.
Much has been written recently about Citizens Property Insurance and upcoming changes. Gov. Rick Scott wants to make the company smaller and as a result the company seeks a rate increase of up to 10%. Additionally, they seek to make more homeowners ineligible for coverage unless a private insurer is charging rate 25% higher. While the Florida Congress is unlikely to enact such a change, the writing is on the wall. If you, or someone you know, is currently insured by Citizens, please contact our agency. We work with many competitive insurance companies and can help you find the best homeowners insurance … Read Full Post
As we get closer to Halloween, many people are decorating their homes, buying costumes and candy. One thing we often overlook is our homeowners insurance policy. You may be saying to yourself: What do costumes and candy have to do with my insurance policy? We were reading article about The 10 Things Trick-or-Treaters Don’t Say and everything became crystal clear. Pay attention to the kids that come to your door and see if they are normally in your neighborhood. See if their parents or grandparents are with them. Are they dressed in costume, participating in the holiday spirit or of … Read Full Post
