Local roots.
Lasting relationships.

David Vaandering joined M&L Insurance after relocating from Ontario, Canada to Florida in 2001. Coming from a family with deep roots in retail and manufacturing, he developed an early understanding that exceptional customer service is the foundation of any successful business. Over the years, David has built strong, lasting relationships with financial institutions, real estate professionals, and legal experts across the country. His experience and industry insight have played a key role in growing M&L Insurance into a trusted agency serving clients throughout South Florida. Outside the office, David enjoys offshore fishing, boating on his Costa, and playing guitar. He values spending time with his sons, Cameron and Taylor, as well as with Sandra Naranjo, and his dogs - Tango, Bauer, and Cooper - making the most of every opportunity to be on the water or with family.

Originally born in Puerto Rico and raised in Colombia, Sandra brings decades of experience guiding clients through the changing insurance landscape. She works closely with the leadership team to help the agency grow while ensuring that every client receives attentive and personalized service. Sandra is known for creating a positive and welcoming workplace environment and is often accompanied at the office by her three dogs Bauer, Cooper and Tango.

Taylor Vaandering began his career with M&L Insurance as a customer service representative after graduating from Marjory Stoneman Douglas High School in 2015. Over the years he developed extensive knowledge in both personal and commercial insurance lines, eventually becoming Commercial Lines Manager in 2024. Taylor works with businesses across South Florida to structure policies that properly protect operations, vehicles and liability exposures.

Jessie Ago has been part of the M&L Insurance team since 2006. A graduate of Florida State University, she has built strong experience across multiple areas of the insurance industry. Known around the office as “The Book” because of her remarkable memory, Jessie is often the go-to person for policy knowledge and client history.

Daniel Rivas joined M&L Insurance in 2004 and works with both personal and commercial insurance clients, specializing in home, auto and general liability coverage. Born in Caracas, Venezuela, Daniel has lived in South Florida since 1992. He holds degrees in Computer Science, Mathematics and Statistics and previously worked as an IT project manager and consultant in both the insurance and technology industries.

Nella Liuzzi joined M&L Insurance in 2014 and is known for building strong relationships with clients while delivering friendly and reliable service.

Bibi Singh has more than 21 years of insurance industry experience. Before joining M&L Insurance she worked with Weichert Insurance Agency where she served as a Senior Account Manager.

Originally from Massachusetts, Liam moved to Florida in 2023. He holds a degree in biomedical engineering and previously worked in the medical device industry.

Hannah hails from the Philippines, joins the M&L team bringing prior experience in administrative and customer support roles. She previously served as an Admin for International Aviation Services, where she demonstrated versatility by transitioning between Customer Service during off‑peak months and serving as an Ad‑hoc Quality Assurance Specialist during high‑demand seasons to help maintain excellent service standards. Outside of work, Hannah is a devoted mother to her son, Markus, and is deeply family‑oriented. In her free time, she enjoys playing mobile games, unwinding with Netflix marathons with her family, and strumming her guitar while spending quality time with close friends.

Outside of work Marc enjoys filmmaking, comic books and playing Dungeons and Dragons, hobbies that strengthen his creativity and problem-solving skills.

Tommy Newman is a longtime Florida resident who enjoys assisting clients with their insurance needs and ensuring policies run smoothly. His friendly personality and dedication to service make him a valued part of the M&L Insurance team.

Originally born in Brazil, Priscila has been in the service industry for over 20 years. Her goal is to make sure every customer she encounters is treated with the utmost respect and has a wonderful experience at M & L Insurance. She is a proud wife and mother of 3 boys.

Shane Vignola is a Florida native who focuses on billing and client support. Known for his attention to detail and commitment to service, Shane works closely with clients to ensure policies and payments are handled smoothly.