About Us

An independent insurance agency headquartered in Coral Springs, M&L Insurance has proudly served clients throughout the state of Florida including the counties of Broward, Dade, and Palm Beach since 1999.

We represent a vast network of leading insurance carriers across the nation. As a result, this enables us to identify the most effective combination of price and value for you, your family and business.

M&L Insurance provides insurance plans for all your personal and business needs. Our specialty lies in creating comprehensive, reliable and affordable policies for classic car insurance, condo insurance, general liability, commercial auto, or workers compensation coverage and more.

Call us today at 877.304.2323. Our agents are here to answer your questions, and are prepared to create a tailored, custom policy that's right for you.

Meet our Staff

Owners

David Vaandering - Owner

David Vaandering - Owner

david@mlinsurance.net

David was born in Ontario, Canada, and comes from a retail family background. Owning and running several retail and manufacturing companies, he understands the importance of customer service to the success of any company.

When he moved to Florida in 2001, he joined the M&L Insurance family and quickly gained success in the medium and high end property insurance market. He became the highest producer at the agency, having gained positive working relationships with many financial institutions, real estate professionals and attorneys across the country.

In his free time, David can be found fishing with friends and family, and watching his two boys, Taylor and Cameron, play football and hockey.

Kelly Vaandering - Owner

Kelly Vaandering - Owner

kelly@mlinsurance.net

Kelly was born in Connecticut, but has lived in South Florida most of her life. Prior to M&L Insurance, she lived in Canada and purchased a retail franchise, where she was responsible for all accounting aspects of the company.

Since joining the team, she has been involved in all areas of the company's operations, from being a Sales Agent and Customer Service Manager, to overseeing all company functions as Office Manager.

In her spare time, Kelly enjoys keeping up with the active lifestyle of her two boys, Taylor, and Cameron, alongside her husband, David.

Sandra Naranjo - Manager Quality Control

Sandra Naranjo - Manager Quality Control

Sandra@mlinsurance.ne

Born in Puerto Rico and raised in Cali Colombia. Sandra worked in the accounting department for multinational companies in Colombia for 10 years. She has been in the insurance industry for 20 years and joined the M&L family in July 2008. She's proud to provide excellent service to our customers and when not assisting David & Kelly, Sandra likes to take a peek at shoes and fashion. In her free time, she likes to enjoy time with her husband, friends and her 10 grandkids.

Shakeena Johnson - Commercial Lines Manager

Shakeena Johnson - Commercial Lines Manager

Shakeena was born in Brooklyn, N.Y. However, she has lived in South Florida since 1996. She has worked in the insurance industry since 2001, where her learning experience began with the auto and homeowners insurance product. Later on, she moved on to learn business insurance. This is where she found her interest for the never-ending class of exposures in property and casualty. Motivated by her Husband, children and grandchildren pushes her to strive, maintain a solid foundation, and build towards precious rewards. Shakeena earned her 2-20 Insurance license in 2006 and her Bachelor's Degree in Business and Administration in 2010.

She loves helping her client's with securing their business insurance exposures as well as working together with her teammates at M & L Insurance to help meet the demand of her network of real estate agents and mortgage brokers to secure their homeowner insurance needs. Shakeena enjoys spending time with loved ones, especially her 89-year-old grandmother to reminisce, sing, dance and laugh. She just loves enjoying life!

Sales

Jessie Ago - Producer/Agent

Jessie Ago - Producer/Agent

jessie@mlinsurance.net

Jessie Ago (formerly Brozic) has been a member of the M&L insurance family since June 2006. A graduate of Florida State University, she is well versed in many diverse topics and has since focused her efforts on the insurance industry.

Due to her remarkable ability to remember things, she is known as "The Book." When not writing insurance, she enjoys playing poker, listening to music, watching movies and spending time with her friends and family.

Sal Franco - Health and Life Specialist

Sal Franco - Health and Life Specialist

sal@mlinsurance.net

Born in Cuba and raised in Brooklyn, NY, Sal graduated from NYU with a bachelors degree in Computer Science and received his MBA from the University of Miami. Prior to M&L, Sal spent 16 years working for AXA Equitable and Allstate. Before that, he held various positions in sales/marketing and project management at IBM. Sal joined the M & L Insurance team in 2012. He currently specializes in both personal & commercial lines and financial services, such as Life, DI, Group & Individual Health, Medicare, LTC, Annuities, Employer & Individual Retirement Planning and Executive Benefits. During his down time, Sal enjoys spending time with his wife of 23 years and three children, Emily, Megan and Joshua, and being a huge University of Miami fan.

Daniel Rivas - Personal Lines Sales

Daniel Rivas - Personal Lines Sales

daniel@mlinsurance.net

Daniel was born in Caracas, Venezuela, but have lived in South Florida since 1992. Has been a member of M&L since 2004. Daniel graduated from Ohio Wesleyan University with a bachelor's degree in Computer Science and Mathematics and received a Master's in Statistics and Data Analysis in Social Science from "Universidad Central of Venezuela"

Prior to M&L, Daniel had work as IT Manager and IT Project Manager in Insurance Company in Venezuela, such as "Seguros Anauco" in Venezuela and the Central Office of Statistic for the Venezuelan Census. Work as an IT Project Manager for ARMCO steels until was hire to work for Epicor, an ERP, Manufacturing and CRM software company in Irvine, CA out of the Latin-American Office in Boca Raton, FL.

At M&L Insurance Agency he currently specializes in both personal & commercial lines, with an emphasis in Home, Auto and General Liability insurance. His hobbies are playing golf, surfing and coaching little league baseball & soccer.

Nella Liuzzi - Personal Line Sales Manager

Nella Liuzzi - Personal Line Sales Manager

nella@mlinsurance.net

Originally from Brooklyn, NY, Nella joined the M&L family in 2014. She prides herself in forming lasting relationships with all clients and providing top notch friendly service. She currently resides in Ft. Lauderdale, FL with her husband Tommy and four fur babies.

Bibi Singh - Personal Lines Account Manager

Bibi Singh - Personal Lines Account Manager

BIBI@MLINSURANCE.NET

Bibi was born in Guyana and raised in New Jersey but relocated to Florida in 2019. Prior to M&L Insurance she worked at Weichert Insurance Agency where she gained her 21 years of insurance experience and excelled to a Senior Account Manager role. Bibi enjoys spending quality time with her four children, Matthew, Luke, Joshua, Jada, husband Anand and their fur baby Luna. She loves to travel especially to the Caribbean Islands and huge fan of the Jets.

Austin Cytryn -  Personal Lines Account Manager

Austin Cytryn - Personal Lines Account Manager

Austin was born and raised in Coral Springs Florida, He has always had a passion for people and had a background in sales and customer service for a total of 8 years. He just got his 2-20 property and casualty license back in March and ever since he started working here he has learned a ton about the insurance industry and is looking forward to making connections with clients and what the future holds here at M&L. In his free time he really enjoys running, usually running about 20-25 miles per week and spending time with his family, girlfriend Maya and dog Eva. If I am not here at the office I am most likely refereeing basketball at one gym or another. I have been a basketball official for the past 10 years (high school, recreational, travel, adult men's league). Believe it or not refereeing has helped me immensely with communication, patience, trust, knowledge of rules and being professional. He is also huge heat fan so hopefully one day he will achieve his goal of becoming a college or NBA official.

Joshua Brewer - Personal Lines Account Manager

Joshua Brewer - Personal Lines Account Manager

Josh was born and raised in Houston, Texas and attended college at the University of Houston. He joined the United States Army in 2014 and served until 2019. Josh moved to Florida to be near family at the beginning of 2021 and joined M&L in April. When he is not at work, Josh enjoys going to the gym and playing guitar. Josh's favorite sport is baseball, which he played all the way through college. Josh has been in the insurance field since 2008 until he joined the Army, and worked again for the same insurance company after he was medically discharged.

Customer Service

Pat Keenan - Customer Care Mortgage Specialist

Pat Keenan - Customer Care Mortgage Specialist

Pat@mlinsurance.net

Former New Yorker, joined M & L in 2002 as CSR, love to play Bingo & visit the casinos in spare time.

Miriam Barsali - Customer Care Specialist

Miriam Barsali - Customer Care Specialist

miriam@mlinsurance.net

Miriam Barsali has worked in the insurance industry since 2007. Her 1st language is Portuguese and she learned Spanish when she lived in Miami a few years back. Miriam will go out of her way to make sure the customer is well taken care of.

Cathia Gastonvil - Customer Care Specialist

Cathia Gastonvil - Customer Care Specialist

cathia@mlinsurance.net

Cathia is originally from Nassau Bahamas but raised in Ft. Lauderdale Florida. She has been doing customer service for 5 years now and enjoy helping others. Inher spare time she loves to travel, shop, and spend time with her family.

Kailynn Mirance - Customer Care Manager

Kailynn Mirance - Customer Care Manager

Kailynn@mlinsurance.net

Originally from Medford, NY Kailynn moved to Florida when she was 2 years old. When not flying the friendly skies as a JetBlue Flight Attendant. She has been learning the ins and out of the insurance industry. Currently M&L Insurances billing specialist, she has been enjoying being part of a customer service team for 10 years. When not working, she enjoys traveling, spending time with family, and trying new cuisines.

Tommy Newman - Customer Service

Tommy Newman - Customer Service

Tommy is a longtime Florida resident and is happy to be a part of the M&L Insurance Team. He very much enjoys playing Dungeons and Dragons. He likes dogs, art, and movies. He also likes video games. He loves his wife. He has a dog and a cat.

Ana Paula Andaluz - Customer Care Specialist

Ana Paula Andaluz - Customer Care Specialist