Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the website https://mlinsurance.net, and your participation in our SMS/text message program. By accessing the site or opting in to receive messages, you agree to these Terms.

Use of the Site

You agree to use this site for lawful purposes only. Unauthorized use may result in termination of your access.

SMS/Text Messaging Disclosure

When you opt in, you consent to receive text messages from M&L Insurance, including:

• Customer service messages.
• Important updates or maintenance notices.
• Promotional or marketing content (if explicitly opted in).

Subscriber Opt-In Message:
Thank you for opting in to M&L Insurance messages! You will now receive updates from us about important system maintenance and updates. Text HELP for help, STOP to cancel. Message frequency varies.

Subscriber Opt-Out Message:
We're sorry to see you go. You've successfully opted out of our messaging communications channel. Text HELP for help, STOP to cancel. Message frequency varies.

Subscriber Help Message:
Thank you for reaching out to M&L Insurance. A specialist from our team will be with you shortly. Text HELP for help, STOP to cancel. Message frequency varies.

Message Frequency: Varies depending on user activity and engagement.

Message & Data Rates: May apply as per your mobile carrier plan.

Opt-Out: Reply "STOP" to cancel at any time.

Help: Reply "HELP" for assistance.

Privacy Policy: https://mlinsurance.net/privacy-policy

Intellectual Property

All content on this site is owned by or licensed to M&L Insurance and may not be copied or reused without permission.
Modifications to These Terms
We reserve the right to update or change these Terms at any time. Continued use of the site or services after changes constitutes acceptance.

Contact Information

If you have any questions about these Terms, contact us at:
M&L Insurance